Business Loans Newtork
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The Bankroll Loan interest only is a Revolving Line of Credit

Revolving Line of Credit

Line of Credit Approvals up to $1.0 Million

Loan Terms

Up to 36 Months

BankRoll Loan Interest Only Features

  • Approvals from $200,000 to $1 million in 24 to 48 hours

  • Minimum initial draw of 25% of the line’s approval

  • Save Big! Pay only the interest on your outstanding balance for up to a year

  • Receive repayment terms up to 3 years with low, fixed payments

  • A revolving period of up to 11 months (48 weeks)

  • Unlimited draws of $10,000 or more during the revolving period

  • Unlimited principal paydowns of $10,000 or more during revolving period

  • Every regular payment and principal paydown frees up line availability

BankRoll Loan Interest Only Minimum Qualifications

Time in Business

Business must be open and operating for a minimum of 4 years under the same ownership to qualify.

Sales Volume

Businesses generating $1,500,000 annually ($125,000 monthly) may qualify for IO-BankRoll.

Credit Score

Less than perfect credit is not a barrier. We can work with an Equifax credit score of 651 or higher.

Home Ownership

To qualify for IO Bankroll, applicant must own their home in their name. If there is a mortgage, it must be current.

Bank Balances

Business owners must maintain an average daily bank balance of $10,000 to qualify for IO Bankroll.

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Unlimited draws and partial principal payments are only available during the revolving period. This is not a guaranteed extension of credit. All draw requests will receive a desktop underwriting to ensure the merchant’s creditworthiness has not materially changed since the original loan was initiated. The merchant will be required to submit updated bank transactional data via PLAID or via paper statements prior to a draw request being funded. Lender will strive to fund all qualified draw requests within two business days of receipt.